Manhattan is known for many things. One of the most eye-popping is its sea of yellow taxicabs filling the streets. In Manhattan, you can call out for a cab and take a ride wherever you like. Uber, however, has developed as an alternative to all of Manhattan’s would-be travelers.

New York’s commercially owned and operated taxis differ from Uber’s privately owned and operated driver fleet. One major question among Manhattan commuters is, what happens if I’m involved in an accident in a taxi or Uber? If you’ve been involved in a taxi or rideshare accident in Manhattan, consider consulting with Gray Injury Law for free.

Manhattan Rideshare Accident Concerns

One of the biggest concerns Uber and Taxi passengers feel is they may not be protected in the event of a Uber accident or Taxi accident resulting in injuries. It’s normal to have questions about who will compensate you for your injuries and damages sustained in an Uber car accident.

Thousands of passengers are injured in Taxi, Uber, and other rideshare car accidents each year. When you or a loved one are injured while in a rideshare, you may have the right to financial compensation, it often requires the assistance of a seasoned New York Uber accident lawyer to recover all of the money you require.

Manhattan Uber & Taxi Accident Lawyers Can Provide Assistance

Pursuing fair compensation can be critical to maximum recovery when you’ve been seriously hurt. A New York Uber accident lawyer can help you recover those expensive medical costs. Not only will this affect you immediately, but you also may not be able to work for the foreseeable future.

If you’ve been involved in a Uber accident and now have to deal with the insurance company, call the experienced Manhattan Uber accident claim lawyers at Gray Injury Law because of their experience with:

Valuating your Claim

Proper valuation is key to receiving maximum compensation. The insurance company you’re attempting to recover compensation from may go to great lengths to pay less than the full value of your claim. 

An adept accident attorney with experience dealing with the other party’s insurance company knows how to properly evaluate the value of your case so that you get the money you need to cover the cost of your injuries. Speak with a diligent uber accident attorney in your New York community immediately. 

Determining Fault

Multiple parties can be responsible for your Taxi or Uber accident. New York’s injury law allows the fault to be distributed between multiple parties and their insurance coverage. When you have car insurance, they may only cover a portion of your costs. You may need an Uber accident attorney to hold Uber or another driver responsible for their share of the blame.

Commercial insurance companies operate in a complex manner. If Uber can be held responsible, its insurers will do all they can to make it harder to be compensated. If the insurance companies you’re dealing with are attempting to escape liability, a Manhattan personal injury attorney may be able to assist you.

Comparative Negligence

According to the laws of comparative negligence, someone can blame you for partial fault in your accident. NYC law allows the fault to be shared by multiple negligent parties. If you share in the blame for your Uber or Taxi accident, then it could reduce your compensation award by the percentage that you share in the blame.

Uber Versus Taxis in Manhattan

Every Taxi and Uber driver is different. Just because you hired a professional doesn’t mean they drive safely or are particularly skilled at driving. One thing they both share in common is that both types of drivers are employees of a larger company. This means they are screened, and background-checked and their cars should be regularly inspected and maintained. 

Uber vehicles and drivers are not regulated in the same way as Taxis. Uber vehicles are owned, maintained, and operated by individual drivers. Uber distances itself from their drivers by solely providing a platform that helps connect consumers with drivers. Speak with one of our experienced Uber accident attorneys when you’ve been involved in a Manhattan taxi accident. 

Manhattan Uber and Taxi Accident Causes

When determining the cause of your Taxi or Uber accident can help you to be familiar with why these types of accidents happen in the first place. Some of the leading causes of taxi and rideshare accidents in Manhattan are:

• Aggressive driving
• Distracted driving
• Fatigued driving
• Road defects
• Speeding
• Tailgating
• Traffic violations
• Vehicle Defects

Manhattan Taxi and Uber Accident Injuries

If your Uber or Taxi accident injuries require medical bills, you deserve fair compensation according to NYC law. Gray Injury Law’s personal injury lawyers can help clients experiencing extra medical bills for the following Uber accident injuries:

• Amputations
• Broken bones
• Traumatic brain injuries
• Spinal cord injuries
• Paralysis
• Concussions
• Eye injuries
• Whiplash
• Nerve damage
• Soft tissue injuries
• Burn injuries
• Organ damage
• Catastrophic injuries
• Wrongful death

A Taxi accident can drastically impact your life. Missing a few weeks of work could be enough for your bills to pile up, compounding your stress. Keeping track of your accident expenses and following the right steps can help protect your rights after an Uber accident.

What Happens If You Are Injured in an Uber or Taxi Accident?

You may wonder whether Uber shares responsibility even though the driver is not an employee and the company does not own the vehicle. Uber has refuted responsibility for car accidents before, even fatal ones.

Often, Uber’s attorneys argue that the driver was an independent contractor and that Uber wasn’t liable for accident damages. In a New York Uber accident, drivers are not considered to be employees of Uber but a licensee of the company. This means that it’s not always clear who should be held accountable for paying your compensation.

Uber has a one million dollar insurance policy set in place to protect Uber drivers and their passengers. This insurance policy is three parts, and the coverage provided depends on where the Uber driver is in the process of your pickup during the accident: 

Uber Accident Responsibility

Uber’s comprehensive insurance policy is available to accident victims if the Uber driver has either accepted a ride request or is carrying a passenger in a motor vehicle accident. Uber must provide coverage of up to $1.25 million for personal injury, death, and property damage.

The $1.25 million in coverage applies to any of the following:

• The Uber passenger
• Drivers and passengers in other vehicles
• Pedestrians
• Bicyclists

When the driver is at fault, the Uber driver’s insurance policy coverage should apply first. Since New York is a no-fault insurance state, it may be necessary first to file an insurance claim with your car insurance company. The $1.25 million Uber insurance coverage can make up the difference when a personal motor vehicle accident insurance policy only covers a portion of your accident costs.

Driver Is Logged Into Uber but Hasn’t Accepted a Ride

Uber’s limited insurance policy kicks in as soon as the Uber driver logs into the app. Even if the Uber driver hasn’t found a ride yet, that policy provides the following for medical bills:

• $25,000 per accident in property damage coverage
• $50,000 per person in bodily injury coverage
• $100,000 per accident in bodily injury coverage

Remember, since New York is a no-fault state, Uber’s insurance only covers damages over what other available policies cover. If you’re still confused about whether or not your accident is covered, speak with one of our Uber accident attorneys immediately for a free consultation.

Driver Is Logged Out of Uber

If the driver isn’t logged into the Uber application, the accident is treated like any other. Each party will look to their insurance policy first for coverage. The accident victim can then pursue additional compensation from the at-fault driver for more serious injuries.

Taxi Passenger Injuries

If you’re a passenger in a New York City taxi cab involved in a collision with another car, you could be eligible to file a taxi accident claim. Passengers can typically pursue a third-party auto insurance claim or personal injury lawsuit against their taxi driver or both drivers involved in the accident.

Uber, Taxicabs, and their insurance companies are in the business of making money. This often means they’ll do whatever they can to avoid paying compensation for Uber accidents. These large companies have extensive teams of lawyers. 

If you want to secure compensation from these big companies after an accident, consider working with a Manhattan personal injury lawyer at your side. New York Uber accident lawyers can provide adept law services to help reclaim damages in your personal injury claim. Our personal injury law firm will make your personal injury protection a priority.